Join for free
Reply
Page 2 of 2 < 1 2
Tpin's Avatar
Tpin
Senior Member
Tpin is online now
UK
Joined: Jan 2016
Posts: 13,779
Tpin is male  Tpin has posted at least 25 times and has been a member for 3 months or more 
 
17-05-2017, 02:37 PM
11

Re: Car Insurance Increase.

Originally Posted by Tedc View Post
Interesting as the Insurers pointed out that we have a "No Claims" bonus NOT a "No Blames" Bonus!

Sadly, it may cost the other guy a few quid in the long term.

Also, his car is on an 05 plate. That might be getting on a bit for insurance purposes.
i.e. maybe they'll just scrap it!
Having a No Claims bonus isn't proof of not claiming.

Insurance is a contract and like every contract is based on honesty and Trust .....answer dishonestly and you breach the contract.

an example of this is, for example, your fence blown down....you ring the insurance to see if you're covered...you find out your not so end the call.

This is just as damaging when you come to renew as it is logged as a none loss claim...or something similar. Why? Because you would have claimed if you'd been covered.
Reply With Quote
JBR's Avatar
JBR
Senior Member
JBR is offline
Cheshire, UK
Joined: Sep 2015
Posts: 10,610
JBR is male  JBR has posted at least 25 times and has been a member for 3 months or more 
 
17-05-2017, 03:44 PM
12

Re: Car Insurance Increase.

Originally Posted by Tpin View Post
Having a No Claims bonus isn't proof of not claiming.

Insurance is a contract and like every contract is based on honesty and Trust .....answer dishonestly and you breach the contract.

an example of this is, for example, your fence blown down....you ring the insurance to see if you're covered...you find out your not so end the call.

This is just as damaging when you come to renew as it is logged as a none loss claim...or something similar. Why? Because you would have claimed if you'd been covered.
True. Last year a tree blew down in our garden. Not a big one, but its upper branches landed on our gutter.

Thinking we might claim for any damage (slight), being a fine upstanding citizen I rang the insurance company and told them, but added that we might not make a claim as the cost of repairs might be less than the loss of our no claims discount. They agreed, and left it on record but not as a claim.

Some weeks later, we decided that it wasn't worth claiming and I telephoned them again. We still have our full no claims discount.
Reply With Quote
Mups's Avatar
Mups
Senior Member
Mups is offline
Northamptonshire
Joined: Jun 2013
Posts: 25,221
Mups is female  Mups has posted at least 25 times and has been a member for 3 months or more 
 
27-05-2017, 11:14 PM
13

Re: Car Insurance Increase.

I don't know all the details because I only caught part of the report on the car radio yesterday, but 'Moneybox' was talking about car insurance increases, and they were saying if a married couple break up, the insurance automatically goes up around 30% for the individual ! Not sure if this was just for the woman (wouldn't be surprised), or if it meant both parties.

The chap said not all companies are doing this, but out of the 41 they tested, 37 of them did this.

Why? Another flippin' con.

You should find what I'm on about here:

http://www.bbc.co.uk/programmes/b006qjnv
Reply With Quote
Tpin's Avatar
Tpin
Senior Member
Tpin is online now
UK
Joined: Jan 2016
Posts: 13,779
Tpin is male  Tpin has posted at least 25 times and has been a member for 3 months or more 
 
27-05-2017, 11:25 PM
14

Re: Car Insurance Increase.

Originally Posted by Mups View Post
I don't know all the details because I only caught part of the report on the car radio yesterday, but 'Moneybox' was talking about car insurance increases, and they were saying if a married couple break up, the insurance automatically goes up around 30% for the individual ! Not sure if this was just for the woman (wouldn't be surprised), or if it meant both parties.

The chap said not all companies are doing this, but out of the 41 they tested, 37 of them did this.

Why? Another flippin' con.

You should find what I'm on about here:

http://www.bbc.co.uk/programmes/b006qjnv
So it should.....just another crazy woman trying to kill people that look like her ex.
Reply With Quote
Omah's Avatar
Omah
Senior Member
Omah is offline
Preston,UK
Joined: Feb 2014
Posts: 877
Omah is male  Omah has posted at least 25 times and has been a member for 3 months or more 
 
28-05-2017, 12:02 AM
15

Re: Car Insurance Increase.

Recently, I moved my car insurance to Saga and saved 150. Earlier this year I moved my household maintenance agreement to Saga and saved a similar amount.

Obviously, I won't be able to repeat those savings every year but this year I'm 300 better off (for the moment).
Reply With Quote
summer
Senior Member
summer is offline
yorkshire
Joined: May 2014
Posts: 1,215
summer is female  summer has posted at least 25 times and has been a member for 3 months or more 
 
28-05-2017, 07:38 AM
16

Re: Car Insurance Increase.

Makes me mad that we have to check every year for better deals on everything. There is no incentive for loyalty to stay with companies they just increase your premium every year hoping you can't be bothered hunting around for a better deal
Reply With Quote
Tpin's Avatar
Tpin
Senior Member
Tpin is online now
UK
Joined: Jan 2016
Posts: 13,779
Tpin is male  Tpin has posted at least 25 times and has been a member for 3 months or more 
 
28-05-2017, 09:02 AM
17

Re: Car Insurance Increase.

C'mon peeps....let's have a bit of perspective here.....most of you pay less than 1 per day to cover your car against theft, accidental damage otr, god forbid, serious injury to others....it's not much more than a couple of good meals out for the family.
Reply With Quote
Reply
Page 2 of 2 < 1 2

Thread Tools


© Copyright 2009, Over50sForum   Contact Us | Over 50s Forum! | Archive | Privacy Statement | Terms of Use | Top

Powered by vBulletin Copyright ©2000 - 2017, Jelsoft Enterprises Ltd.