03-05-2016, 06:44 AM
11
Re: Dog Insurance
Originally Posted by Mups
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I was very annoyed one time, because one of my Shepherds got a grass seed go deep into her ear and she had to be anaesthasised her to remove it. The insurance company then put a clause on her insurance that if my Dotty had any more ear problems over the next 12 months, they wouldn't pay out.
I told them she hadn't got long term 'ear problems', it was a one-off accident, but they wouldn't listen.
In the end I decided I'd had enough, and the money I was paying them each month, I would save up in a separate "dog account" instead, which is what I have done ever since.
We also stopped the insurance because ear problems wouldn't be covered again, and because the premiums went up.
So we also started our own dog account. Which really worked well for us, as last year one of the pups got pneumonia which wouldn't have been covered by the insurance. Thankfully we had the money in the dog account to cover it. (It was a lot!)
It also saves the hassle of dealing with insurance. Which personally, I can't be bothered with any more!
As said, they love to take your money, but getting any back from them is a whole different story.
03-05-2016, 03:12 PM
12
Re: Dog Insurance
Originally Posted by lovemyboys
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The exact same thing happened to us at one point. (a burr in one of the dogs ears.)We also stopped the insurance because ear problems wouldn't be covered again, and because the premiums went up.
So we also started our own dog account. Which really worked well for us, as last year one of the pups got pneumonia which wouldn't have been covered by the insurance. Thankfully we had the money in the dog account to cover it. (It was a lot!)
It also saves the hassle of dealing with insurance. Which personally, I can't be bothered with any more!
As said, they love to take your money, but getting any back from them is a whole different story.
I agree LMB. Unless you are unlucky enough to need a huge highly specialised operation, it rarely pays IMO.
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