Re: Alternative to Endowment
When you say alternatives to endowments I presume you mean you are looking into them not that you have already got one?
If so, I have known quite a few people with endowments and they have been let down with them and not had enough cash at the end of the mortgage. They are, I think, based on the FTSE so can be up and down.
My son has a fixed mortgage for 10 years but pays extra every month to try and get the total down. It is 6 years on now so they might not do that kind of thing nowadays. Good luck with the search