Re: i saved literally thousands with a pre paid funeral plan
I don't see any need to "have a funeral plan".
1) If you own your own home, then the value is probably climbing just as fast as the cost of a funeral.
2) Whoever inherits your house should be really happy to pay for what amounts to, probably 5% of the equity from the property. It would make sense to document your funeral wishes in your will.
3) If they don't pay for the funeral they probably will not be able to set aside the funeral cost versus what inheritance tax they'll be paying.
4) If you pay 10 years in advance, the funeral arrangements may have changed, beyond all recognition, by the time you buy it - wait and see!
I do believe it makes sense to pay for and reserve a plot now (if you plan to be buried) as the cemeteries are filling up fast.