25-02-2017, 06:02 PM
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Hearing aid insurance
Does anyone have hearing aids bought privately?If so, do you insure them?
I have asked my home and contents insurer for a quote. To cover £2,500, I was quoted £140 per year.
That seems quite a lot to me, but a good deal cheaper than third party insurers.
I have considered the option of not having insurance. What do you think?
25-02-2017, 09:54 PM
7
Re: Hearing aid insurance
Originally Posted by Rehab44
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The premiums seem quite high JB, I have items over £2500 on the contents insurance of my home policy.
I should have mentioned that this would include loss, damage, theft, etc. outside the home.
25-02-2017, 10:06 PM
8
Re: Hearing aid insurance
Originally Posted by JBR
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Well yes, but cheaper than a third party insurer's quote.I should have mentioned that this would include loss, damage, theft, etc. outside the home.
25-02-2017, 10:24 PM
10
Re: Hearing aid insurance
Originally Posted by Rehab44
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Can you afford a new pair if you lose or damage them? If not then it might be money well spent
I could imagine that I'd take good care of them, not mislay them or damage them, I suppose. I have never (touch wood) lost or damaged my watch, wallet, glasses, etc., in all these years. Of course, you can't say 'never'.
The other thing is that if I can arrange for voluntary excess, say £100, I'd be happy to pay that for a new pair if the premium were to be reduced substantially.
I was wondering what other people do.
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