22-01-2013, 10:33 AM
21
Re: The Plans for the Pension.
Originally Posted by Wrinkly
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And another thing Phil, most private pensions die with you, they don't transfer to your wife.
24-01-2013, 11:04 AM
22
Re: The Plans for the Pension.
Originally Posted by Elbee
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All your NI and contracted-in contributions also die with you!
24-01-2013, 02:24 PM
23
Re: The Plans for the Pension.
I've been pondering over this for a while now. I've had a letter regarding paying top up years for the state pension as I am apparently just shy of the 30 years required for today's pension. (Although I am going to query that as I think this is wrong.) But I am in the unfortunate age group that is marginally too young, so have had my pension age raised to 66 from 60. With the new pension, I will need to contribute for another five years to get the full pension, and I'm not sure if it is worth it. I will have an Irish pension at 66, and a small NHS pension, which I am already receiving and is my holiday fund. I have saved all my life and have a good nest-egg in ISAs and other savings. Healthwise, who knows what will happen, but my father died suddenly of heart disease at 65 and I could do the same.Can't decide whether to top up or not.
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