22-05-2017, 06:10 PM
71
Re: Selling home to fund Care home bills (merged threads)
Long term social care is certainly an issue that has to be grasped. It is accepted by all political parties that the status quo is unsustainable with the changing age demographic, so the only question really is how to get a cross party agreement on a workable, sustainable, reasonable system that can be agreed for the long term which would then, hopefully, stop our social care from being this political football every election time, which is in no-one's interest.
22-05-2017, 08:37 PM
72
Re: Selling home to fund Care home bills (merged threads)
Originally Posted by AnnieS
->
Meg i have a friend who was a single mum and lived with her parents and kids while they grew up. She is recovering from cancer and cant work. She is going to lose the only home she has ever known as the house was in her dad's name. He and her mum both have Alzheimer's. He is in a home at 4k a week. One of her daughters is not really settled in a career and still lives there. They will end up homeless. I agree its ok if you are on your own but there will be more kids who stay in the family home in future and some safeguards need to be put in place.
Originally Posted by Uncle Joe
->
Yes you can. Its written into both Social Security and Housing Benefit legislation.
22-05-2017, 08:40 PM
73
Re: Selling home to fund Care home bills (merged threads)
Originally Posted by Uncle Joe
->
Wrong again, they can and they do!!!
If you are in care and you have a dependent or spouse still living in your home they cannot make you sell your house.
22-05-2017, 09:27 PM
74
Re: Selling home to fund Care home bills (merged threads)
Originally Posted by Flowerpower
->
You can't just say "wrong" without proof. If you are in care and you have a dependent or spouse still living in your home they cannot make you sell your house.
In a case like this they will defer payment and possibly put a charging order on the house.
22-05-2017, 09:45 PM
75
Re: Selling home to fund Care home bills (merged threads)
Originally Posted by Flowerpower
->
They can't take her home as it's her home! They can only do this if the home is empty. If you have a spouse or dependent living in the home (which she is) then she's OK.
It's so sad that the government doesn't recognise family values and what is so bad about people staying in the family home for generations? It's normal in other countries. Plus she has saved the state a packet by living with parents and caring for them. The dad was at home until recently but now he needs 24 hour specialised care. The mum is still there but could set the house alight or wander off. You'd think that they wanted kids to look after elderly parents and reward them for being family focused.
Any advice will be very welcome as I've seen her go through the most awful pain and extensive surgery with her cancer and now she is so well again for now, but terribly anxious about this.
22-05-2017, 09:50 PM
76
Re: Selling home to fund Care home bills (merged threads)
Originally Posted by Flowerpower
->
You can't just say "wrong" without proof. If you are in care and you have a dependent or spouse still living in your home they cannot make you sell your house.
There must be many people in similar situations. But they saved the state so much in housing benefit by staying with the parents. You can't win really.
22-05-2017, 09:50 PM
77
Re: Selling home to fund Care home bills (merged threads)
When they die, yes they will want her to sell but not until both have passed.contrary to what some will have you believe the local authorities are not uncaring and won't want to be seen as such.
They are approachable and helpful, generally.
The best people to ask are AgeUK...they are brilliant.
22-05-2017, 10:05 PM
78
Re: Selling home to fund Care home bills (merged threads)
Originally Posted by AnnieS
->
I hope you're right but she has spoken to a solicitor who said that when both her parents die she will have to leave because she isn't on the deeds and she's an adult so not classed as a dependent. Her dad didn't even put her mum on the deeds. She's looked after both parents through their illness as well as her kids and the house. If she hadn't had one of those cancers that is very likely to return she would be ok but she is so anxious it will come back and she will end up destitute, sick and living out her last days somewhere awful. It's just a 3 up two down but she has kept it nice and looked after the garden. It's so sad that the government doesn't recognise family values and what is so bad about people staying in the family home for generations? It's normal in other countries. Plus she has saved the state a packet by living with parents and caring for them. The dad was at home until recently but now he needs 24 hour specialised care. The mum is still there but could set the house alight or wander off. You'd think that they wanted kids to look after elderly parents and reward them for being family focused.
Any advice will be very welcome as I've seen her go through the most awful pain and extensive surgery with her cancer and now she is so well again for now, but terribly anxious about this.
22-05-2017, 10:17 PM
79
Re: Selling home to fund Care home bills (merged threads)
Originally Posted by Flowerpower
->
Who is the house left to in their will then?
24-05-2017, 11:23 AM
80
Re: Selling home to fund Care home bills (merged threads)
I am surprised that some people are so lax in Making sure as soon as possible to do what they can to prevent any government, from getting their filthy hands on their hard earned money to squander, I made sure the last to homes I lived in were in my wife's, sons, and my name, with either my wife's or my third willed to my son, on eithers death, and all our savings have ben gradually transferred to my son|
|
