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Forum: Finance & Banking 15-03-2015, 11:52 PM
Replies: 24
Views: 3,895
Posted By Brian
Many thanks for that Grumblewagon.

Many thanks for that Grumblewagon.
Forum: Finance & Banking 15-03-2015, 09:17 PM
Replies: 24
Views: 3,895
Posted By Brian
If those figures are correct, then there will be...

If those figures are correct, then there will be a lot of people taking the pot of cash, and who could blame them?
Forum: Finance & Banking 15-03-2015, 02:34 PM
Replies: 24
Views: 3,895
Posted By Brian
You need to consider you have to have a pension...

You need to consider you have to have a pension pot of around £50,000 to get an annuity of £3000 pa.

Do you a) take the annuity or b) take the lot, and spend/ re-invest?

Some good advice here:...
Forum: Finance & Banking 15-03-2015, 01:27 PM
Replies: 24
Views: 3,895
Posted By Brian
val - I suppose it boils down to how much you...

val - I suppose it boils down to how much you have left in the pot.
No doubt it will be great news for a lot of people though. Particularly those who only recently retired.
Forum: Finance & Banking 15-03-2015, 12:36 PM
Replies: 24
Views: 3,895
Posted By Brian
Big news in budget. No need for annuities !!

Word has it that the chancellor is going to announce further pension reforms in this weeks budget.
The rumour is he is to allow up to five million existing pensioners to swap their fixed annual...
Forum: Finance & Banking 22-01-2015, 12:01 PM
Replies: 58
Views: 11,199
Posted By Brian
Being an over 50's forum, I'm surprised nobody...

Being an over 50's forum, I'm surprised nobody has mentioned the `Saga Savings account' which allows savings between £1K-£1m.

1.54% Gross interest and easy access.

You have to be over 50 y.o to...
Forum: Travel and Holidays 12-01-2015, 10:47 PM
Replies: 45
Views: 5,401
Posted By Brian
Glad you enjoyed your trip to my home town,...

Glad you enjoyed your trip to my home town, Abbey.
Visitor numbers are back on the way up, apparently.

There were an impressive 13m visitors in 2014 with around 4m visitors, between september...
Forum: Travel and Holidays 06-01-2015, 12:52 PM
Replies: 17
Views: 2,216
Posted By Brian
It is definitely less popular with Russians, but...

It is definitely less popular with Russians, but that is due to the Russian economy.
British short-stay visitor numbers are down quite substantially as well, but many think this is due to the...
Forum: Travel and Holidays 06-01-2015, 12:39 PM
Replies: 17
Views: 2,216
Posted By Brian
Yes, and Trip Advisor is a good place to ask...

Yes, and Trip Advisor is a good place to ask questions and see reviews.
Forum: Travel and Holidays 06-01-2015, 12:12 PM
Replies: 17
Views: 2,216
Posted By Brian
Yes, English & `continental' style food in...

Yes, English & `continental' style food in virtually every restaurant.

I dont consider Goa the "real India" to be honest, as it is far more affluent than most parts of India, and geared towards...
Forum: Travel and Holidays 06-01-2015, 11:59 AM
Replies: 17
Views: 2,216
Posted By Brian
Thanks for your replies. Diamond Lady - Yes,...

Thanks for your replies.

Diamond Lady - Yes, there are things to do if you like visiting waterfalls, elephant rides, seeing a bit of Indian culture and that kind of thing.
I hired a scooter for...
Forum: Travel and Holidays 06-01-2015, 12:12 AM
Replies: 17
Views: 2,216
Posted By Brian
Back From Goa

Just had 3.5 weeks in Goa this december.

Visitor numbers well down this year, with Russian tourist numbers already down 40% ! (Russian tourists make up the largest number of tourists to Goa).
And...
Forum: Travel and Holidays 05-01-2015, 11:36 PM
Replies: 9
Views: 1,124
Posted By Brian
Fair play. Some people like seeing historic (as...

Fair play. Some people like seeing historic (as your pics above). If so, Nessebar or Sozopol would probably be ideal for a short visit, though I'm not sure they are what children would be interested...
Forum: Travel and Holidays 05-01-2015, 08:24 PM
Replies: 9
Views: 1,124
Posted By Brian
Have been about 10 times to Bulgaria, and will be...

Have been about 10 times to Bulgaria, and will be going again next summer.
My advice is to STAY AWAY from Sunny Beach unless you are a fan of the loutish, and commercialised, purpose-built resorts...
Forum: Finance & Banking 20-03-2014, 09:59 PM
Replies: 23
Views: 2,397
Posted By Brian
If you have a pot of £500K, you should take...

If you have a pot of £500K, you should take yearly increments of say £40K out of the pot.
This way the tax still remains at only 20%. :cool:
Forum: Finance & Banking 20-03-2014, 04:32 PM
Replies: 10
Views: 2,984
Posted By Brian
Yesterdays budget has had massive ramifications...

Yesterdays budget has had massive ramifications and means from 2015, you can now take the whole cash pot without needing an anuity.
First 25% taken tax-free, and the remainder taken at 20% tax rate...
Forum: Finance & Banking 20-03-2014, 04:27 PM
Replies: 23
Views: 2,397
Posted By Brian
I don't think it's hit home yet, with many...

I don't think it's hit home yet, with many people.

Yesterday's budget possibly unwrapped the biggest pension reform for more than 80 years.

For someone approaching retirement age (with a...
Forum: Music 05-12-2012, 02:46 PM
Replies: 128
Views: 10,756
Posted By Brian
This aint bad. Better than the original and will...

This aint bad. Better than the original and will be in the top 5 by xmas.
The Power Of Love. The last 40 secs very powerful.http://www.youtube.com/watch?v=zNpeK7sDLzE
Showing results 1 to 18 of 18

 
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