Re: Do wealthy people buy holiday insurance?
Yes, in my experience, wealthy people do buy holiday insurance.
As for the "excessively wealthy", such as multi-billionaires and the Royal Family, I've no idea.
I imagine the personal wealth of the Queen and Prince Charles would enable them to repatriate themselves and their nearest and dearest, should illness strike them down on a personal holiday.
(Does the Queen ever go abroad for a personal holiday? I know Charlie has a nice little hideaway villa on Corfu, cos I've sailed past it, but I don't know how often he goes there.)
If they are travelling abroad on business of the Crown, I expect the taxpayer covers the costs of transport.
Has any of them ever needed to have emergency medical treatment or repatriation whilst on a foreign tour or holiday?