Re: Anyone prepping for an Oct No-Deal?
Originally Posted by
Solasch
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Over here (netherlands) everyone is (by law) obliged to take out health insurance. We have more than 10 insurance companies and by the end of the calendar year you can switch companies. Every company offers what is known as the basic package. The monthly costs (€99/month) vary little (€1-3/month) between companies. The government determines, based on advice from commissions, what is covered by this package.
Insurance companies cannot refuse you on any pre-existing medical condition for this base package.
On top of the basic you can take out insurance for specific items. Psychotherapy, fysiotherapy, dental works. That adds extra monthly costs, costs vary by company and you can be refused.
To reduce the use of medicines and visits to the GP, the first € 385/year are not covered, you have to pay that yourself.
So in toal you pay, depending on the insurance you take, €100-150/month (£90-135). On top of that € 385/12 = 32/month £30).
How does that compare with UK health care?
I was born with a condition that requires medication for life so have exemption and have never had to pay for them or anything else my GP prescribes currently on the NHS.
I have to have regular blood tests so not visiting a GP and getting medications is NOT an option, just to be able to stay alive.
Dental care is no longer free in the UK (for adults) so I haven't been to a dentist for over 30 years. Under your scheme I probably wouldn't be able to afford to add any extra's.
Isn't the UK pension something like £42 a week? how would most be able to afford £100 a month just for a compulsory insurance and pay for food and other bills?
Many of our pensioners in the UK are already in a 'Eat or Heat' situation with adult social care really underfunded in most places. I know I'm going to be worse off under universal credit too than I am on the older system. I think thre's about 2 months you get no money at all (6-8 weeks while they decide whether you're entitled to get it and thats if you\re lucky and get it straight away)
I'm not sure they back pay your rent for that period so I have to try and save up enough to cover at least 4 months bills I think to give me some breathing space. It would be just my luck a no deal brexit happened at the same time causing more chaos, prices to go up etc.
I just wondered if anyone was stocking up on extra food incase of problems? and for what kind of period? 6 weeks? 6 months?
I thought being an 'over 50s' group there maybe more people here who maybe pensioners, disabled or would struggle to get stuff in over the winter if there were strikes, riots disrupting things, stuff not getting through customs etc?