23-06-2021, 11:23 PM
52
Re: State pension scandal …
Originally Posted by Morticia
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I know Dex 
... I was just hoping he could restore my faith in humanity. Perhaps Todge isn't the one to do it.
I'll try to explain by offering a paraphrased line from Citizen Kane: "It's easy to make money if that's all you want to do".
Could waffle on about the cost of everything and the value of nothing, but you get the gist.
23-06-2021, 11:39 PM
54
Re: State pension scandal …
Originally Posted by Morticia
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Ah, A bit like Robin Hood robbing from the rich to give to the poor ... I always wondered what happened when the rich were bled dry and the poor became accustomed to handouts and became the nouveau idle rich.
Perhaps best left for another day on another thread Morti.
TAT's solution is fine, if balancing the books is all one wants to achieve. The trouble with it is that most people prefer to achieve more, and as such accept that grey areas come at a cost.
24-06-2021, 10:22 AM
57
Re: State pension scandal …
Originally Posted by Morticia
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Ah, A bit like Robin Hood robbing from the rich to give to the poor ... I always wondered what happened when the rich were bled dry and the poor became accustomed to handouts and became the nouveau idle rich.
24-06-2021, 10:25 AM
58
Re: State pension scandal …
Originally Posted by Dextrous63
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I take your point about the job that graduates do often has no bearing on what they studied. The question is (and my suggestion is) whether they end up getting better paid jobs purely on the basis that they did an HE course.On an anecdotal note, I have a degree in pure maths and a post grad certificate in education. Even though I taught maths at GCSE and A level, I have never used any of the things I learnt at Uni at any stage throughout my career; nor has anything we studied on the teacher training course been of any use.
However, I would not have been allowed to become a teacher without getting a degree.
Begs the obvious set of questions!!
24-06-2021, 10:36 AM
59
Re: State pension scandal …
Originally Posted by The Artful Todger
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People have NOT contributed anything. They have paid tax, a charge placed on us to fund government programs on a yearly basis.But that's the point. There should BE no State Age Related Benefit any more.
Same with other "benefits" there should be none until all or certainly most assets have been liquidated.
What we have today is quite simply unaffordable.
This is NOT a TAT wind up. Really. The Welfare State has changed beyond all recognition into a disaster and is expected to deliver a standard of living FAR higher than the work that people do is actually worth. It has become a means of redistribution of wages and that just ain't right.
Perhaps it would have been better if there had been a 'Pot' where everyone could invest in their future knowing that the money would be kept safe for their retirement. You could then determine the size of your own 'Pot'...There would be a minimum figure that everyone must pay, and any extra you could put in when times were good, would further inflate your pension.
We have also neglected to mention all the people who paid national insurance all of their working lives and failed to live long enough to draw a pension. In my scenario this could be used to help the disabled and unemployed to keep up their compulsory contribution.
So Covid could actually be a benefit......Every cloud!
24-06-2021, 10:44 AM
60
Re: State pension scandal …
When thinking to correct the "State Pension Scandal" we shouldn't rule out a reform of the way tax is managed in this Country.The Working Employee is, usually, on a tax code and his taxation is managed by those codes for most of his life.
Even into his/her retirement should they have saved & paid for that.
Apart from those workers, there are those who employ specialists to manage every tax penny, which often results in the more well off never paying anywhere near what the worker does.
I seem to recall a certain poster, in this Forum, claiming that he never had to, really, pay much tax - his advisors would take care of him there.
Can't imagine how much would flow into the reserves if all the tradesmen, Bookies, Pop Stars, etc., were as tax controlled as the Workers already mentioned.
I think that all workers should get free tax counselling.
It must be difficult to pay a "tax specialist" if your income is fairly low.
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