Exactly

The self employed don't have fixed incomes so one month you could be doing really well and then that's suddenly wiped out from 3 weeks of nothing because you customers are all on holiday (for example).

Employees under PAYE schemes have stability, employment rights and protection, where the self employed sacrifice that for higher paid, higher risk incomes with benefits of flexibility and freedom to work for who they want to. I don't expect the government to legislate for every individual business but for those who are struggling now, just like everybody else, there should be an equivalent and fair level of support. What we have been offered is a brush off and for most, a slap in the face.

My friend gets a 10K grant and a 10k taxable grant - others get nothing until June, and when June finally comes along, they get next to nothing anyway. The difference is the 10K grant people and the employed don't have to burn their savings to get through this where as others do - if they actually have savings and a corporation tax bill to pay in October.

Savings should be used before they get a penny and anything they get should not be a grant, it should be a loan.

Savings should be used before they get a penny and anything they get should not be a grant, it should be a loan.

Does that go for folks in Direct Employment as well?

Why ?

If people drew all their cash out at the same time it would cause a run on the banks and collapse the entire banking sector, like we saw with Northern Rock and RBS back in 2008.

It wouldn't. People would nickel and dime their savings, not withdraw them all at once. To paraphrase the expression recently widely used "it would flatten the sombrero".

I'm not convinced it would ...

People can't save their money and pay the bills at the same time, buy food etc.

Then they should get a second job, or get a job paying more, or cut down on their living standard.

In any case if they had no savings then they would be eligible for emergency support.

They can't because most people are locked down so they cannot get a second job.

My point is why should people who have savings have to spend them when others who don't have saving get free money. Why is the savers who lose out when they are in the same boat as everyone else ?

Obviously at the moment it would be difficult (but not impossible) to get a stay at home job but I'm considering when things are normal (please god soon).

As for savers loosing out, that's because they don't NEED to have tax payers money given to them. They have their own.