Re: Pension at 55
HiRe: Pension at 55
I don't know Floydy, you're an intelligent young man, push for promotion!Re: Pension at 55
Keep hold of your pension Floydy and cut your lifestyle expenses instead to pay your debts, your pension is the best form of savings you can get.Re: Pension at 55
Re: Pension at 55
Floydy, I’m in the same situation, I am working in a job I didn’t apply for, for a company I wouldn’t have chosen to go and work for anyway, a few months ago, a guy from prudential came to see us, my pension is worth a bit, and I could take a lump sum, we have been shafted by them before, so we made an appointment with pensionwise, a government run thing, and free, for 45 mins, I would advise you go and see them, the lady told us that pru, will pay an extra 21k if I don’t touch it for another year, my other pension , a company one is worth about 80k, atm, now it’s easy for others to say to leave it alone, if you had a job you loved then yes, it wouldn’t be hard to just plod along, and draw your pension later, I also have no mortgage/rent, I plan to use mine to semi retire, and leave the job I’ve been doing for thirty years now, find something part time ( or even 40 hours) just less stressful, I plan to see a financial advisor soon to set things in motion, but as I said floydy, make an appointment with the pension wise people , they will advise of your options, although they can’t tell you what is best for you, I would start there, good luck mateRe: Pension at 55
Just to give a different view on things, I'm not money minded so I wonder if taking some pressure off by clearing debts and changing jobs might help you healthwise.Re: Pension at 55
I was thinking the same thing Tess.Re: Pension at 55
If you haven’t got peace of mind in your life and your night job is slowly killing you, what’s the point of having lots of money at the end of it? That’s if you make it!
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