09-12-2019, 02:28 PM
22
Re: Retirement
Originally Posted by spitfire
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The folks who adapt readily to retirement are probably the one's who spent 70% of the working day, looking out the window, you know who you are.
09-12-2019, 04:28 PM
23
Re: Retirement
Originally Posted by spitfire
->
The folks who adapt readily to retirement are probably the one's who spent 70% of the working day, looking out the window, you know who you are.
Years ago, when we were young, children came along and paying a mortgage and other bills, a big chunk of HWMO's salary was being taken out towards private pensions. There were quite a few times when I felt resentful about that money being paid out. Not any more! Now that we have both retired and have no money worries, I am eternally grateful that he was the sensible one who ensured we could enjoy our retirement.
We no longer bother with holidays abroad, we have a campervan which we jump into and enjoy travelling anywhere we fancy in the UK with our two pooches.
Loving retirement, especially when we wake up and see it pouring with rain outside with the wind howling.
Time to put the kettle on again.
09-12-2019, 04:39 PM
25
Re: Retirement
Originally Posted by shropshiregirl
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You are so wrong spitfire. I retired after working full time from the age of 15 to 67. One day, after yet another train cancellation, I just decided I had given enough to work.Years ago, when we were young, children came along and paying a mortgage and other bills, a big chunk of HWMO's salary was being taken out towards private pensions. There were quite a few times when I felt resentful about that money being paid out. Not any more! Now that we have both retired and have no money worries, I am eternally grateful that he was the sensible one who ensured we could enjoy our retirement.
We no longer bother with holidays abroad, we have a campervan which we jump into and enjoy travelling anywhere we fancy in the UK with our two pooches.
Loving retirement, especially when we wake up and see it pouring with rain outside with the wind howling.
Time to put the kettle on again.
09-12-2019, 06:06 PM
26
Re: Retirement
Originally Posted by The Artful Todger
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It ISN'T a pension though. It is a State Age Related Benefit (SARB) and in my opinion should have been abandoned years ago and replaced with means tested Benefits. That way support would be focused where it is needed.It falls me when I hear or read about people claiming to have "paid into" some thing as if it were a private pension fund.
They haven't.
09-12-2019, 07:26 PM
27
Re: Retirement
Originally Posted by The Artful Todger
->
It ISN'T a pension though. It is a State Age Related Benefit (SARB) and in my opinion should have been abandoned years ago and replaced with means tested Benefits. That way support would be focused where it is needed.It falls me when I hear or read about people claiming to have "paid into" some thing as if it were a private pension fund.
They haven't.
I've been retired approaching 27 years and have been required to pay income Tax, with a tax code, during all of that time.
So, for all of those 27 years I've been paying in tax very close to the amount given back as The "State Pension".
Like many others, I've taken very little back out.
How about you?
09-12-2019, 08:08 PM
28
Re: Retirement
Originally Posted by The Artful Todger
->
It ISN'T a pension though. It is a State Age Related Benefit (SARB) and in my opinion should have been abandoned years ago and replaced with means tested Benefits. That way support would be focused where it is needed.It falls me when I hear or read about people claiming to have "paid into" some thing as if it were a private pension fund.
They haven't.
I paid the full stamp all my life when l could have opted for the married woman’s stamp. I’m not sure there were any benefits until l became pregnant with a shock baby at the age of 40 when l got Maternity payments whilst l was off for six months.
I also paid the top whack everything when l worked in my ex partner’s companies.
Yet, if l had never worked, never contributed, l’d be on more now.
It makes you wonder if things are radically wrong?
09-12-2019, 08:23 PM
29
Re: Retirement
Originally Posted by spitfire
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I like to think I have one eye on the future, that's why I never sold my Pushbike.
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