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Patsy
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18-05-2013, 01:05 PM
1

Check - before you buy

Watched a docu last night about a 'repossession man'.
He repossesses cars for finance companies.
There were 2 tragic stories, one guy bought a car for his son, only to have it repossessed because the previous owner had taken out a loan using the car as callateral. The 2nd was an older man, he purchased from a 'very nice woman' only to find she too had taken out a loan, he had to pay the repo man - £750 to 'keep' his car !
The moral of the story as we were told, is to do the HPI check on any car you are thinking of buying privately, it cost £15 to do the check rather than the hundreds you will have to pay to 'keep' your purchase.
Its the 'new' owner that is liable for the debt !
TessA
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18-05-2013, 07:14 PM
2

Re: Check - before you buy

The AA do checks for you, doesn't cost much, at least it didn't. Some years since I bought one.
Patsy
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18-05-2013, 07:17 PM
3

Re: Check - before you buy

Thats good - maybe RAC do that too - will check that - thanks
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Jazzi
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18-05-2013, 10:58 PM
4

Re: Check - before you buy

I watched both episodes of this. Very sad when it's genuine: it's the deliberate defaulters that I have no pity for. Was it on the show that a lady's partner left her and the debts cos the car wasn't paid for and she begged repo man not to take it?

However I wasn't impressed that he goaded victims or their relatives when they made a stand off, or when he turned physical without the need to.
Patsy
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19-05-2013, 12:45 PM
5

Re: Check - before you buy

I too was sad for this particular lady, but thats not the finance companys fault, its the brute that put her in that position... As with the other cases..
On 'Repo' man himself, I felt the same as you - but changed my mind when you see what he comes up against, you cant blame his attitude, he has to be 'hard'. But, what a great dad and a talented man to boot !
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Jazzi
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20-05-2013, 09:14 AM
6

Re: Check - before you buy

Oh, very talented! And nice to see that softer side to him.

I just hope that I (or those close to me) never have to be on the wrong side of a repo person!
Patsy
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20-05-2013, 09:22 AM
7

Re: Check - before you buy

- yea - I agree
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21-05-2013, 12:03 AM
8

Re: Check - before you buy

He was a good painter.
Wrinkly
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30-05-2013, 05:03 PM
9

Re: Check - before you buy

If it happens to you, you too can sue the person you bought the car off for the amount of dosh concerned, you then in turn put the bailiffs on them to pay you, so it does work both ways, don't let them get away with it.
Patsy
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30-05-2013, 05:09 PM
10

Re: Check - before you buy

The thing is Arfa - its a long wait to get yer money back, sometimes £10 - £20 per week !! If you're serious about a car - worth the HPI ...
 
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