30-12-2015, 11:49 AM
13
Re: Costly Christmas
I like credit cards. They are convenient and save me carrying money around. However, I do take note of what I spend and always pay off the full amount. This wasn't a very expensive Christmas for us. The children are grown and earning more than my pension! No grandkids to buy for.Some people are going to get a big shock when the bills land on the doormat, but while I have limited sympathy for them, the banks shouldn't be so fast at dishing out cards to all and sundry.
30-12-2015, 11:52 AM
14
Re: Costly Christmas
Painter I was watching the news the other day when it was showing some sales and it showed one woman clutching for dear life onto about 5 handbags ...she struck me as being gross and greedy,it looked awful and selfish..she obviously didnt realise what she looked like.
30-12-2015, 11:53 AM
15
Re: Costly Christmas
Originally Posted by Emjay
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My mum used to tell me, "if you can't afford it don't buy it". Also she believed that if you wanted something, save for it and never have it on the 'knock'.I have never had anything on HP.
No expense for me at all this year .. no family left = no problem
30-12-2015, 11:54 AM
16
Re: Costly Christmas
Originally Posted by Aysa
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Thats the thing Meg ..an awful lot of people tend to "want" NOW and arnt prepared to save for anything anymore...its an instant thing they want something and they want it NOW! My parents always told me that if I didnt have the money then I didnt buy it.Im sure people spend on the plastic and dont give a second thought about how theyre actually going to pay it back. Its almost as if it doesnt matter as its only a plastic card not real money.
The younger generation have never known that fear and with the introduction of 'easy credit' have no worry about getting into debt.
30-12-2015, 12:02 PM
18
Re: Costly Christmas
Originally Posted by Meg
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I have always had a fear of debt, I think it is because my parents and grandparents like most working people of their generation always had the threat of 'the work house' hanging over them. These dreadful places were not formally abolished until the National Assistance Act of 1948 was introduced and even then they remained in the minds of many.The younger generation have never known that fear and with the introduction of 'easy credit' have no worry about getting into debt.
Also, the Tony Robinson's programmes showed us just how appalling the work was.
One of my Gt Grandmothers died in a London workhouse in 1911
30-12-2015, 03:05 PM
20
Re: Costly Christmas
I too was brought up with the "if you can't afford it, don't buy it" drummed into me. I've been hard up but I've never been in debt and never want to be. I would rather go without than owe anything to anyone, apart from the 20 cents I always seem to owe my friend, or she owes me
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