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11-04-2020, 11:24 PM
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Pension credits..

I have a friend who is quite well off but the other day we were chatting on the phone & she mentioned she won't have to pay for a TV license because she gets pension credits.

Does anybody know how much you're allowed to have in the bank before claiming?
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11-04-2020, 11:30 PM
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Re: Pension credits..

Originally Posted by carol ->
I have a friend who is quite well off but the other day we were chatting on the phone & she mentioned she won't have to pay for a TV license because she gets pension credits.

Does anybody know how much you're allowed to have in the bank before claiming?

Here's some advice Carol.

https://www.ageuk.org.uk/information...ension-credit/
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12-04-2020, 12:04 AM
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Re: Pension credits..

Thanks Mups. Looking at that page it says couples are eligible if their joint income is less that £255.

My friend has much more that that coming in. They have a decent private pension each as well as the state one - plus carers allowance for her husband as he has Alzheimers.

Until his illness got worse they had two cruises a year and gave their granddaughter £10,000 deposit towards buying a house.

I just don't know how she's wangled it..
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12-04-2020, 08:52 AM
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Re: Pension credits..

Perhaps its the savings credit Carol. They've probably hidden savings under the mattress or somewhere.
I knew someone who wouldn't put money in the bank because they'd lose benefits.
It's as bad as cheating to get any other benefit.
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12-04-2020, 01:00 PM
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Re: Pension credits..

I was thinking that Tessa. I did ask her straight out if she'd removed some money from her bank account & hidden it somewhere. Most probably asked one of her kids to save it in their account.

She was very evasive in her answer so I don't really know.

Without plodding through all the forms myself I just wondered if anybody here knew the maximum income/savings allowed and still get the pension credit..

I don't think I'm eligible for it but if my friend who I know is better off than us, gets it - it made me wonder..
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12-04-2020, 01:30 PM
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Re: Pension credits..

No harm in trying Carol.
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17-06-2020, 09:14 AM
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Re: Pension credits..

Originally Posted by carol ->
I was thinking that Tessa. I did ask her straight out if she'd removed some money from her bank account & hidden it somewhere. Most probably asked one of her kids to save it in their account.

She was very evasive in her answer so I don't really know.

Without plodding through all the forms myself I just wondered if anybody here knew the maximum income/savings allowed and still get the pension credit..

I don't think I'm eligible for it but if my friend who I know is better off than us, gets it - it made me wonder..
I know youíre not meant to have more than 12k in savings
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17-06-2020, 11:27 AM
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Re: Pension credits..

Originally Posted by Ripple ->
I know youíre not meant to have more than 12k in savings
Thatís incorrect and it really isnít wise to take notice of what other people say they get because there are so many different circumstances to take into consideration. .

Carol you can calculate here .
https://www.gov.uk/pension-credit-calculator

Tel.0800 99 1234 for a claim over the phone or for a claim form to be sent to you .

To make a claim over phone ( only one of a couple can claim)
Have your NI number ready
Details of income ,savings and investments
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18-06-2020, 07:53 PM
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Re: Pension credits..

Originally Posted by Zuleika ->
Thatís incorrect and it really isnít wise to take notice of what other people say they get because there are so many different circumstances to take into consideration. .

Carol you can calculate here .
https://www.gov.uk/pension-credit-calculator

Tel.0800 99 1234 for a claim over the phone or for a claim form to be sent to you .

To make a claim over phone ( only one of a couple can claim)
Have your NI number ready
Details of income ,savings and investments
Ooops sorry I made a mistake If you or your partner have £6,000 or £10,000 if you are over state pension age or less in savings this will not affect your claim for pension credit.

If you or your partner have £16,000 or more in savings, you wonít be entitled to any pension credit benefit.
You may also be entitled to a warm house discount a one off payment of £140 directly off your winter fuel bill.

I helped an nearby elderly neighbour claim for pension credit.
She also got the council tax paid In full.

Anyway good luck with your claim.
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19-06-2020, 08:22 AM
10

Re: Pension credits..

I could of sworn it was 12k sigh 😔
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