Re: Which? - Best personal finance software
I am still using M$ Money. Couldn't bear to change but such a program is getting unnecessary because a bank app on your phone gives you your current account situation in real time.(well, with in minutes anyway)Re: Which? - Best personal finance software
I'm pleased to learn that it's just not me and MSMoney .....Re: Which? - Best personal finance software
I did once dabble with Money, but now I use the tried and tested method of pen and paper! In fact, another member was so impressed she has followed what I do.Re: Which? - Best personal finance software
Re: Which? - Best personal finance software
Re: Which? - Best personal finance software
I've never tried a personal banking programme. Financial life is quite simple these days. I know exactly what I have got and where it is. Day to day banking is all on line and I deduct all the direct debits at the beginning of each month. I can run off a copy any time I want. I also have a little book which I keep records of my savings and investments in, which along with the related documents are kept in a little safe. I have credit cards, but usually only use the M & S Visa one which I buy on line stuff with and clear completely each month. The only thing I should keep a closer eye on is the housekeeping and what I call "running" money. I pay for most things direct debit and don't keep much tabs on it at all. I think I would feel too restricted if I had to account for everything I spend from my "running" money. Generally, I never overspend and from time to time when the current account balance gets too big, I sweep it out into an existing saving account or open a new one. Pretty simple - I can remember most of it and all the savings are on line. Everything else is in my little book. Housekeeping does need attention - perhaps next month, I'll have a go at monitoring it a bit more, maybe set a fixed amount to spend and see how I go.Re: Which? - Best personal finance software
Re: Which? - Best personal finance software
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