Re: Credit Scores
I have never bothered with 'credit scores' , with the exception of a mortgage many years ago I don't use credit.Re: Credit Scores
The pragmatist in anyone should be aware that since the virus crisis, and subsequent loss of incomes (and jobs ultimately), the credit reference should be of little consequence, people with an untainted credit history, cannot pay creditors without any income, strange times.Re: Credit Scores
Re: Credit Scores
I dread to think what my credit score would be simply because we've paid off our mortgage, we pay off our credit cards in full each month, and recurring bills are paid by DD before they're due. We don't need a loan to buy things, nor do we buy things on "tick". So, as far as a lender is concerned, I suppose we're just not worth lending to as they wouldn't make any money out of us.Re: Credit Scores
I honestly have never owned and used a credit card . Maybe I'm behind the times but they actually frighten me . Ive heard about people racking up huge debts . What I can't afford i dont buy . I've always been a saver even though i never earned much . I put by for the future , even now . If I need something I will pay for it , if I couldn't afford it all in one go I would try interest free credit.Re: Credit Scores
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