31-08-2020, 09:10 AM
12
Re: Credit Scores
Originally Posted by spitfire
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Sounds like no one on here ever had a Mortgage!
What i am shocked at it the interest rate . While in Debenhams i was offered a credit card I think I it was 28 % or thereabouts .
31-08-2020, 09:13 AM
13
Re: Credit Scores
Originally Posted by swimfeeders
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HiCredit Cards are important if you travel.
They have protections in built.
I once bought my son a new walkman for his birthday and managed to drop and break it before I got it home. I was so glad I had paid for it with my Credit Card which meant it was insured and replaced for free .
31-08-2020, 09:20 AM
14
Re: Credit Scores
Originally Posted by Meg
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Credit cards are 'cards of convenience ' to me nothing to with credit and they have many uses . They allow me to pay for goods and services without carrying cash, insure some purchases over a certain amount and provide me with vouchers to spend in Waitrose/JL four times a year from point earned on purchases.I once bought my son a new walkman for his birthday and managed to drop and break it before I got it home. I was so glad I had paid for it with my Credit Card which meant it was insured and replaced for free .
Exactly right.
I always have enough to pay for things.
They are an Insurance Policy.
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