Home Insurance

I've just received my renewal quotation from a bulldog based insurance company for my home and contents. They've quoted me £318 as opposed to last year's £303, the implication being that they've only increased it by a small amount.

A quick visit to Comparethemarket later and I find many quotes around the £150 mark including one from Churchill, the company I'm insured with now. Just goes to show, no reward for loyalty. In the end, I got insured with Saga Premier for £156 for exactly the same cover (even better in some areas) as I have now.

Re: Home Insurance

Gosh, that's a heck of a saving Judd, well done you.

Mine was just renewed too, and it is now £300, but I have had three claims remember. Twice the front wall was knocked down, and then the subsidence problem.

I doubt I could change if I wanted to, as I can't imagine anyone would take me with the subsidence, so I am probably stuck with them.
They have just changed the underwriters though, and it was the new people who sent me those flowers a couple of weeks ago, to apologise for previous bad treatment.

Have you made claims on yours?

Re: Home Insurance

No Mups, never claimed at all.

Re: Home Insurance

Then it's probably easier for you to swap insurers than it would be for me.

Re: Home Insurance

Rang Churchill today to cancel my auto renewal and mentioned to them they they quoted me £150 on comparethemarket for exactly the same cover they were ripping me off for now. They said they'd look into it and as a long time customer (several years) I could get a special deal. Told them not to bother, I've already gone with somebody else.

Re: Home Insurance

Just having a clear out of paperwork, Contents only insurance in 1991 £110.60, renewed House and Contents last month £176.54. Have a lot more itemized stuff insured now.

Re: Home Insurance

About 4 years ago my insurance raised my rate from £160 to £204.

Forgot to renew and was told had no insurance.


So I applied again and got a quote of £160 to insure my house.

Last year Ignored it again and so no insurance and flew of on holiday for a month and got dreams of my house burning down.

Go home Email off my bank about insurance

Took a walk down to my local Bank branch and I talked with a lovely lady who took all my detials and insured me,.


FOR £90

Re: Home Insurance

Just have come across your post.

For the last five years was insured with Swintons.

A couple of years ago had an E of them that my insurance was due and would cost an extra £40 takin up to £250

Forgot about it and got another E saying I was not insured.

Panicked and rang them up and the lovely man said he could not renew my insurance but could reissue me a brand new insurance took all my details and insured me at a cheaper rate than I was paying before.

£204

Let it lapse again and was not insured for a couple of months..

Saw my bank was offering Insurance...so went down to see them and they insured me.

FOR £98 for the year(No contents)

Re: Home Insurance

Council provides ours I think it's written on gold leaf paper the amount they charge us each year. £24.25 each two weeks.

Re: Home Insurance

I've just made a claim for a bedroom carpet , I dropped a bottle of nail varnish, it broke and ruined it , so I paid £100 excess and they sent fitters etc . Now I dreading the cost of insurance which is due in July. If they overcharge because of my claim would another company accept me do you think .