Re: Debit Card or Cash
Small amounts under £5 I usually pay cash.
Up to £75 I use my debit card.
Larger amounts I pay with a credit card and pay it off in full each month.
I keep tally of what I am spending in cash and on my debit card by knocking the amounts off a running total I keep and I round the amounts spent up so there is actually more there than it shows.
I bank on line and each month end I ratify my running tally via my bank balance.
I also pay large amounts to folks and companies I know by transferring money on line to them and this includes paying my credit card off each month. I only use one credit card for all credit purchases so it's very easy to keep track.