Do you buy expensive items on credit?

Like an expensive phone or computer?

Argos keeps sending me come-ons about their Argos card but I don't see the advantage over buying an item outright.

I'm not talking about having a credit card and clearing it every month but dear items.

Re: Do you buy expensive items on credit?

pay for it and it is yours and you are covered under guarantee anyway.

ffosse do you want buy a poem from me. I am cheap and I take credit.

Re: Do you buy expensive items on credit?

I usually buy large items on credit card, but I do clear it each month. I think it gives me a degree of safety if the transaction goes wrong, or if there is something faulty. If I can get interest free credit I will take it.

Re: Do you buy expensive items on credit?

Hi

Absolutely not.

If I want something I pay for it, if I have not got enough cash I do not buy it.

It is far more satisfying to save for something, a sense of achievement and you value it more.

I am aim to get better, recover my health, go and see Guy on Taiwan, which I can afford.

I am saving for a trip to Madagascar, this will be expensive, as the Big Game boats are £700 a day, a trip of a lifetime though.

Re: Do you buy expensive items on credit?

We have never bought anything on credit, apart from mortgages. If we couldn't afford something we did without or saved up until we could afford it.

Re: Do you buy expensive items on credit?

I have just bought a new phone using my credit card, simply because of the cover it provides, ( on items over£100) when the bill comes I will pay it straight off.i bought through internet as was nearly half price,

Re: Do you buy expensive items on credit?

I don't even own a credit card !

Re: Do you buy expensive items on credit?

I have a credit card which I got in case of emergency when I was going to visit my Auntie in America, I didn't use it as it happens. I don't like credit cards they are too easy to get yourself into debt with.

Re: Do you buy expensive items on credit?

Back in the day of high interest on savings, if we were offered interest free credit on a large purchase we took it, would have been foolish not to


Now everything is paid for as it's needed. Yes we use a credit card but it's paid off as soon as the bill comes in

Re: Do you buy expensive items on credit?

No, I always pay cash.