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JBR
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Cheshire, UK
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16-10-2019, 07:04 PM
31

Re: Car Insurance Increase.

Originally Posted by Mups ->
After much searching and questioning, I have finally changed insurance companies. I hope I've done the right thing.

I think I am covered for everything I wanted, I hope I haven't overlooked anything, and have also managed to save myself 114.
I'll see how it goes.
I wouldn't worry. Sensible people change insurance companies every year with no problem.
Having said that, I haven't for a couple of years because our company, LV, have not increased our premium above a few pounds over that time.
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Northamptonshire
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16-10-2019, 10:26 PM
32

Re: Car Insurance Increase.

Originally Posted by JBR ->
I wouldn't worry. Sensible people change insurance companies every year with no problem.
Having said that, I haven't for a couple of years because our company, LV, have not increased our premium above a few pounds over that time.


Thanks JBR.
I haven't changed for donkeys years, so felt very unsure and a bit intimidated at the way they rattle off their long, well rehearsed speeches.

Anyway, I am quite pleased with myself that I managed and hope I've chosen well.
I have moved to the RAC. I read loads of reviews first and as with all the companies, some were good and some not so good, but at least there were many more good than bad.
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swimfeeders
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17-07-2020, 12:55 PM
33

Re: Car Insurance Increase.

Hi

Car Insurance time next month.

It has gone up again, fewer miles and no claims or convictions.

Time for a change once again.
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Percy Vere
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Worcestershire, UK
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17-07-2020, 03:43 PM
34

Re: Car Insurance Increase.

Originally Posted by swimfeeders ->
Hi

Car Insurance time next month.

It has gone up again, fewer miles and no claims or convictions.

Time for a change once again.
Don't forget to try the companies that don't use the comparison sites
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caricature
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Devon,England.
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18-07-2020, 08:42 AM
35

Re: Car Insurance Increase.

Originally Posted by swimfeeders ->
Hi

Car Insurance time next month.

It has gone up again, fewer miles and no claims or convictions.

Time for a change once again.
Same here,they wanted 150 more, ain't going to happen, I've looked and get it cheaper than their price from last year.
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Baz46
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Somewhere rural 'out in the sticks', UK
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18-07-2020, 09:21 AM
36

Re: Car Insurance Increase.

Originally Posted by Percy Vere ->
Don't forget to try the companies that don't use the comparison sites
There are also insurance companies only accessed by insurance brokers, they are often that much cheaper when others would mean an increase in premium. I've used an insurance broker for about 15 years now, both for House & Contents insurance and Motor insurance. The brokers get their commission directly from the insurance companies they generally place their business with so not from the premium you pay. Almost every year my insurances remain the same, one year it actually reduced, this year (June) it did increase by just 9. I know if I pushed it they would have reduced it. The added bonus with a broker is that in the event of a claim, I had one when last year a pheasant colliding with the front of the car damaged the Cruise Control camera, the broker does all the work in placing any repairs and organising payment. I didn't even have to fill in a form, a couple of phone calls and e-mails and it was all sorted out.

Another plus is that the broker will do exactly what you have to do yourself with online companies and check with many insurance companies for a competitive premium. They also ensure all the terms and conditions etc. are the same as previously. This is often where online companies change things to remain competitive, often you may not realise until it comes to making a claim.

I receive first a text to remind me of the renewal date three weeks before it's due plus the renewal premium. They then phone me a week later to discuss this. All being agreed in that call or any changes required they send paperwork, either in the post or online and phone again two or three days before renewal date for payment over the phone.

Trouble-free insurance and really excellent service is how I would describe their service.
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swimfeeders
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26-07-2020, 12:40 PM
37

Re: Car Insurance Increase.

Hi

I moved house 2 years ago next month and changed all the Insurances.

House, Contents, Car and Breakdown.

I have used the Comparison Websites, and thanks to advice from others, those not on the Comparison Websites.

The total for automatic renewal for all 3 came to 798.

I have cancelled those, got new ones and the total is now 396 for the same cover, less Excesses and EU wide Breakdown.

I am a happy womble.
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Baz46
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Somewhere rural 'out in the sticks', UK
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26-07-2020, 12:57 PM
38

Re: Car Insurance Increase.

Originally Posted by swimfeeders ->
Hi

I moved house 2 years ago next month and changed all the Insurances.

House, Contents, Car and Breakdown.

I have used the Comparison Websites, and thanks to advice from others, those not on the Comparison Websites.

The total for automatic renewal for all 3 came to 798.

I have cancelled those, got new ones and the total is now 396 for the same cover, less Excesses and EU wide Breakdown.

I am a happy womble.
Not surprised you are a happy Womble, that is half the price!

Mine this year (end of June) came to 518 but too many variables to make a comparison. As you can see I in my post, I use an insurance broker every year and have done for around 15 years now, they do all the work in searching for the best deal and so far no complaints, touch wood.
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