Re: Premium Bonds
Winning nothing is, obviously, one of the drawbacks of owning Premium Bonds. If that's tied in with a substantial investment, say £20,000, then that money is rapidly losing value.
I have a current acount with Santander, in which I keep the maximum of £20,000 - that returns interest at 1.5% (it used to be 3%) plus cashback on regular bill payments which comes to nearly £25 a month. Since I opened the account a few years ago, I have "earned" over £2,500.
It may not be "big time" but it's regular .....