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steven collier
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15-01-2019, 01:05 AM
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Would people drive safer without insurance?

This has always puzzled me...say you are a tightrope walker and there was no safety net then you would be extra careful and wouldnt take risks...same with a free style rock climber without ropes so wouldnt a driver without insurance driving a new car costing thousands drive more carefully?
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marmaduke
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15-01-2019, 06:40 AM
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Re: Would people drive safer without insurance?

Then by same token why don’t you suggest instead of airbags we have hand grenades fitted to centre of steering wheel or possibly a 24’’ spike that detonates if in an accident ... that may focus ones mind on the road and keep speed down
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15-01-2019, 08:34 AM
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Re: Would people drive safer without insurance?

Hi

Nope, prats will always be prats.

We have one million uninsured drivers and they have disproportionately more crashes than the insured.
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steven collier
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15-01-2019, 11:33 AM
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Re: Would people drive safer without insurance?

Originally Posted by marmaduke ->
Then by same token why don’t you suggest instead of airbags we have hand grenades fitted to centre of steering wheel or possibly a 24’’ spike that detonates if in an accident ... that may focus ones mind on the road and keep speed down

thats a silly arguement...insurance in my opinion shouldnt be compulsory..if you know you are a careful driver you shouldnt need it...for instance ive been driving over 40 years and not one accident claim..the insurance companies must love me! I mean why should i subsidise all the other prats on the roads because thats what i'm effectively doing for my careful driving....a company rep can take risks and have multiple accidents but he/she doesnt care because company will pay for it
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15-01-2019, 11:41 AM
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Re: Would people drive safer without insurance?

In my experience the people without insurance drive worse than those with it. They have really cheap £100 cars they don't bother to MOT or insure them. Drive them til they fall apart.
The idea they are people driving cars worth thousands would only work for a small proportion of people IMO.
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marmaduke
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15-01-2019, 11:43 AM
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Re: Would people drive safer without insurance?

West Midlands Police later stated the Ferrari was crushed because it had no valid insurance and was a Category B vehicle - which are officially classed as unroadworthy, meaning the shell has to be destroyed.




https://www.birminghammail.co.uk/new...crush-14431022
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steven collier
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15-01-2019, 01:00 PM
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Re: Would people drive safer without insurance?

Originally Posted by Julie1962 ->
In my experience the people without insurance drive worse than those with it. They have really cheap £100 cars they don't bother to MOT or insure them. Drive them til they fall apart.
The idea they are people driving cars worth thousands would only work for a small proportion of people IMO.

if you can provide stats then i might believe it..what experience have you had of this? just an assumption no doubt
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15-01-2019, 01:09 PM
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Re: Would people drive safer without insurance?

Originally Posted by steven collier ->
if you can provide stats then i might believe it..what experience have you had of this? just an assumption no doubt


Why do you need stats?
You can choose to believe it or not, no one is forcing you to do either.
If you need stats, you can look them up yourself.

Julie is merely stating her views on this - which I happen to agree with because of MY experience. I couldn't give a toss about stats.

Boy racers have smashed my front garden wall down TWICE, and one succeeded in writing my car off in the process.
None of these morons were insured, and had cheap old cars.

Whether you believe it or not is not important I'm afraid, because I know it is true.
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15-01-2019, 01:39 PM
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Re: Would people drive safer without insurance?

Originally Posted by steven collier ->
if you can provide stats then i might believe it..what experience have you had of this? just an assumption no doubt
Hi

Can you provide any stats yourself?

If an uninsured driver wrote off your car could you afford to replace it?
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15-01-2019, 01:55 PM
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Re: Would people drive safer without insurance?

Are the Schools on holiday..again!
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