Re: Insurance for appliancesThe only thing I insure independently is the boiler and central heating because I'm frightened of it going and not finding an engineer .
Re: Insurance for appliancesExtended warranties are normally not good value.
Re: Insurance for appliancesI would normally fix stuff myself , but we took out a warranty on the dishwasher, cos I hate working on the bloody things, boiler is covered on our house insurance, but we use the guy who installed it ten years ago, I guess it will need replacing soon..
Re: Insurance for appliancesFirst of all there is no reason why you can't add appliances to a household policy.
Re: Insurance for appliancesI have never taken out extra insurance on anything and over all I think it has worked out for the best. they always try to flog you these things at the time of purchase which I think is totally the wrong time. I always ask them if they expect the product to go wrong after one year, if so, I don't want it. It shuts them up.
Re: Insurance for appliancesI used to take out insurance on items in the store but found that it's pointless in the long run. Also, extending a warranty isn't worth it on things like fridges and washing machines, a bit of a rip-off. They should have a decent life span anyway.
Re: Insurance for appliancesWe bought an American style fridge freezer not long after we got married. The purchase price was a grand. We were happy to pay cash and tried to negotiate on that. No go. The only thing they would move on was the extended warranty which we didn't want anyway. Almost twenty years later and it is still working just fine.