Re: help please!When I had some extra money, I always favored mutual funds. That way the money isn't all in one basket. Yes, if you get the right stocks, they can do really well. You could also lose your shirt. I would suggest learning all you can first about the risk factors for each investment vehicle.
Re: help please!You have to buy a lot of bonds to have any chance of winning. For 20 grand you would need £400 back in a year to achieve 2% interest (I think). I'm running an experiment with them to see if I can make 2% in a year: I think I'm around 1% at this moment in time.
Re: help please!