Re: Flood insurance.
Re: Flood insurance.Isn't a large part of the flooding due to the rivers not being dredged as instructed by the EU ? There is a divide on that opinion but the farmers seem to have more knowledge than those sitting in EU Parliament , and the farmers are of the opinion that dredging is the answer to the problem.
Re: Flood insurance.We lived in South Woodford, Essex, as the Village had been flooded twice before we moved there, unfortunately we were flooded in the year 2000, that is why we are living in Danbury now as its high up, but the Insurance people were very good and we received £20,000 for all the damage, which is exactly how much it came to.
Re: Flood insurance.We are with RIAS and I remember a couple of years ago when we had to complete our renewal documents that I noticed one of the questions was 'is there a watercourse within (?)metres of your property'. Like the OP, there is a very small brook on the other side of the road and, although this is at least five feet below the level of the road, I thought I'd better phone them as if I didn't admit to it they'd be in a position to refuse any payment for ANY eventuality, even if not water-related.
Re: Flood insurance.My insurance company of 7 years asked me(2years ago)about the water tables and if my property was within close proximity to any water.
Re: Flood insurance.I suppose I can understand why they don't want to insure people whose homes are in danger of flooding, though. They must have made some enormous losses during those recent severe floods.
Re: Flood insurance.We've got a stream running through our village, which widens to a small river halfway.