Car and home insurance costs

It's that time of year again when both the car and home insurances become due.

This time we were very pleased to see that the costs have come down considerably. VW golf plus, fully comp + protected policy + legal cover for around £140 p.a.

House insurance (buildings + contents) for a similar amount.

Anyone else noticed that policies are cheaper this year? (I must ask our younger daughter, who is an insurance underwriter, what's happening.)

Trick seems to be not to look at over 50's policies which are often more expensive than standard ones. They must think that we all drive flashy sports cars, have endless holidays abroad and have the odd Van Gogh or two hanging on the lounge walls.

Re: Car and home insurance costs

I nearly renewed my home insurance without looking around. When I did I was shocked at the difference. When I mentioned it to my existing insurer they came back with an offer that was 50% less than if I hadn't said anything! Ended up moving anyways and saving a great deal of money.

Re: Car and home insurance costs

My Peugeot's car insurance was renewed a week ago for the cost of £176.65, and my home insurance was renewed a couple of months ago for £135 - both with Direct Line.

Re: Car and home insurance costs

I am so envious. Insurance of any sort here is astronomical. Think about 3-4 times what you guys are paying...And that is with plenty of regular shopping around each year.

Re: Car and home insurance costs

I found out that if you're divorced you have to pay more, that's hardly fair!

Re: Car and home insurance costs

We have been loyal for years but looking round this year we decided to jump ship, annoying that loyalty is not rewarded but new customers get all the good deals. You would think someone with a really good history of never claiming would get the deals.